insurance is near the top of the list when it comes to some of humanities greatest achievements (along with space travel, national parks and peanut butter).

and yet, it is so tricky to keep insurance functioning in a constantly changing world. end game capitalism, the inevitability and unnaffordability of climate change and a country politically deadlocked have made insurance a shell of its original vision and purpose.

both jane and allen likely don't have plans that are currently workable. but that doesn't mean we shouldn't try. jane's vision of taking private business out of the equation is a lofty one but one that feels more aligned with a long term picture of humanity that has figured things out.

with that said, something has to be done and due to many precedents, californians get to vote and have their say in what type of future they want to pursue, even with so many unknowns.